Greenest Bank of 2026: GreenTV!

Upon completing the Greenest Bank for 2026, PNC is now funding our Greenest Gift. Listen to William Demchat and watch the Brilliantly Boring video!

PNC reaches out on all levels! And cash flow will keep things going.

Transcript

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Cash flow is like the circulatory system of a business. Small business owners know that

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economic prosperity and downturn impact cash flow quickly. So how can you predict cash flow months

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from now? And how does that translate into how much cash you should save today? Consider these

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factors. What are your monthly expenses? Make sure you have access to three to six

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months worth of cash for expenses like rent, payroll, and inventory. Could you

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scale back? What expenses could you do without if needed? This number might feel more attainable.

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Consider your industry. If you're busier during certain seasons, take that into consideration

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when crafting your cash flow strategy. Calculate your debts. Paying down debts more

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quickly can lower monthly outlays, and you can explore more flexible payment options. Finally,

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your safety net now might not work in six months. Review and revise your finances

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at least every year. Learn more on PNC Small Business Insights at pnc.com/businessinsights.

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